All for ekittyglendower. 🙂
And some good looking cookies they are. Now to see if I pissed off anyone. LOL!
Pissing people off is an occupational hazard of speaking one’s unpopular, marginalized, and largely heretofore unspoken, truth.
Hence, the need for cookies.
I have dibs on the gingerbread woman. 🙂
I will take that round one with the red center and the chocolate chip looks tempting too.
I’ll take the fortune cookie! 🙂 And I just brewed a pot of my favorite constant coment tea to share with you all!
WOW after all this election tension and drama, I could sure use a cookie right about now!
Clever beyond belief award goes to Heart and eKitty! Keep on keeping on!
I’ve already eaten all the cookies vicariously.
satsuma, you’ll have to let me know what the fortune says. 🙂
Yeah, Satsuma, what does the fortune say? 🙂
The fortune says: “All women on this site will receive incredible good fortune for the next 25 years.”
I was trying to unravel this cookies joke, which I still don’t get, and visited kitty’s blog for clues.
There, I saw that she’s thinking of going to school! Forgetting that I can’t post there w/o a login, I wrote the information below, but it might be useful knowledge for anyone here who is thinking (or whose children are thinking!) about college but is afraid of debt.
The College Cost Reduction Act is a brand-new law that, miraculously, is REAL and virtually guaranteed to exist in perpetuity (since it doesn’t require any funding allocation by Congress, it’s very hard for even hostile legislators to gut). It helps students with loan payments and provides loan forgiveness options, all of which will be paid for by removing the exorbitant subsidies that banks are currently receiving to handle federal student funding.
* Pell Grants will be increasing a bit over 5 years.
* Subsidized student loan rates will be cut in half over 5 years.
* Income-contingent payments: Borrowers are now guaranteed never to have to make student loan payments in excess of 15% of their monthly income exceeding 150% of the fed poverty line
* Hardship forgiveness: borrowers in economic hardship will have their loans forgiven after 20 years of payments
* Public service forgiveness: borrowers who use their career for public service efforts will have their loans forgiven after 10 years of payments
There are lots of rules about who qualifies and when and how, and these haven’t fully been drafted yet. The Dept of Education will be putting them out in Nov 08.
For now, the important things for you to know are:
1) do not take out any private loans – your loans must be federally-backed or otherwise able to be consolidated with the federal Direct Loan Program in order to qualify for the income-contingent repayment and loan-forgiveness programs
2) until the rules come out in Nov and your school has a chance to rewrite all of its advising and debt structure policies, people in the financial aid offices at your school will not have the pertinent information to advise you properly. They will all have to be retrained with new information. So, be aware of these programs and educate yourself about how to make sure you remain eligible, rather than being steered in a bad direction by someone with old or incomplete information.
funnie, ekittyglendower in a really smart comment to another thread here yesterday serially commented and said for all of her serial comments she deserved a plate of cookies. So, I gave her one. There is some background to the plate of cookies thing, but you kind of had to have been there.
Thanks for all that good info.
Thanks for the info Funnie, but that law school entry belongs to “Rent Party,” not me. I will be sure to get her the info.
sorry, didn’t know you were separate bloggers.
cookies!!! Or as we call them, biscuits! :p I love the gingerbread woman!
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